Livermore, Pleasanton, Danville, Short Sale Specialist

Good thing No. 3: Today’s rates are still historically low

When all is said and done, today’s current mortgage rates are still historically low, and the rate increases to date have not significantly hurt affordability.

“The real question is not what effect rising mortgage rates will have on the housing recovery,” says Frank Nothaft, chief economist at Freddie Mac in Washington, D.C. “There’s sure to be an impact, but will it be enough to stall the recovery? We don’t think so. Demand is strong, supply is limited and, for most families in most markets, housing affordability is still strong.”

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